:root{--navy:#0c2340;--blue:#0a6ebd;--aqua:#16b3c9;--bg:#fff;--soft:#f2f7fb;--ink:#14202e;--ink2:#4a5868;--line:#dde6ee;--r:14px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.6 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg)}a{color:var(--blue)}img{max-width:100%;height:auto}.wrap{max-width:1140px;margin:0 auto;padding:0 20px}h1,h2,h3{line-height:1.2;color:var(--navy)}h1{font-size:clamp(30px,5vw,48px);margin:0 0 16px}h2{font-size:clamp(24px,3.4vw,34px);margin:0 0 18px}h3{font-size:20px;margin:0 0 8px}.btn{display:inline-block;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;cursor:pointer;font-size:16px}.btn-p{background:var(--aqua);color:var(--navy)}.btn-p:hover{background:#38c6d9}.btn-o{border-color:currentColor;color:#fff}.btn-o.dark{color:var(--navy)}header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}.bar{display:flex;align-items:center;gap:18px;height:68px}.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px;color:var(--navy);text-decoration:none}nav.main{display:flex;gap:20px;margin-left:auto}nav.main a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px}nav.main a:hover{color:var(--blue)}.lang{font-weight:700;font-size:14px;text-decoration:none;border:1px solid var(--line);padding:6px 10px;border-radius:8px;color:var(--navy)}.hdr-call{white-space:nowrap}#menu{display:none;background:none;border:0;font-size:26px;cursor:pointer;color:var(--navy)}section{padding:64px 0}.soft{background:var(--soft)}.grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}.card a.more{font-weight:700;text-decoration:none}.pill{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--blue);margin-bottom:8px}.hero{background:linear-gradient(135deg,var(--navy) 0%,#0a4d86 60%,var(--blue) 100%);color:#fff;padding:80px 0 72px}.hero h1{color:#fff;max-width:820px}.hero p.lead{font-size:20px;max-width:680px;opacity:.92}.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.trust{display:flex;flex-wrap:wrap;gap:8px 18px;list-style:none;padding:0;margin:0;font-weight:600;font-size:15px}.trust li:before{content:"✓ ";color:var(--aqua)}.crumbs{font-size:14px;color:var(--ink2);margin-bottom:12px}.hero .crumbs,.hero .crumbs a{color:#cfe3f5}.checks{list-style:none;padding:0}.checks li{padding:6px 0 6px 30px;position:relative}.checks li:before{content:"✓";position:absolute;left:0;color:#fff;background:var(--aqua);width:20px;height:20px;border-radius:50%;font-size:12px;display:grid;place-items:center;top:9px}.two{display:grid;gap:40px;grid-template-columns:1.3fr 1fr;align-items:start}details{border-bottom:1px solid var(--line);padding:14px 0}summary{font-weight:700;cursor:pointer;color:var(--navy)}.cta{background:var(--navy);color:#fff;border-radius:20px;padding:40px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}.cta h2{color:#fff;margin:0 0 6px}form.q{display:grid;gap:12px}form.q input,form.q select,form.q textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit}form.q label{font-weight:600;font-size:14px;display:grid;gap:4px}.post{max-width:760px}footer{background:#081a30;color:#c7d3e0;padding:48px 0 90px;font-size:15px}footer a{color:#fff;text-decoration:none}footer h3{color:#fff;font-size:16px}.fgrid{display:grid;gap:28px;grid-template-columns:2fr 1fr 1fr 1fr}.callbar{display:none}@media(max-width:900px){nav.main{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;border-bottom:1px solid var(--line)}nav.main.open{display:flex}#menu{display:block;margin-left:auto}.hdr-call{display:none}.two,.fgrid{grid-template-columns:1fr}section{padding:48px 0}.callbar{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:40;gap:8px;padding:10px 84px 10px 12px;background:#fff;border-top:1px solid var(--line)}.callbar a{flex:1;text-align:center}}